Would be a new table with the below data Underneath Disposable Monthly Income
Company Score Category Experian Equifax Transunion
I need Savings & Investments to be the next table so swapping the order with the current o/s Debts
Step 3
O/S Debts needs two more columns which will be APR and Notes
Savings & Investments will have 2 more collums Date Category Amount Notes
Step 4 formulas
Starting Position
Disposable income = Total Net Income takeaway Essentials takeaway None Essentials Take away Future You = Net Disposable Income which will be either 0 negative or a positive number
Step 5
Formatting the spreadsheet this is very important
Essentials Non Essentials
Adding a section called Future You that looks like the existing 2 sections which are Essentials & Non Essentials
Im going to providing data to go in these sections that I need adding to the template that im providing
To be crystal clear this is a formatting task and formula task of an existing spreadsheet its not creating a spreadsheet from scratch its improving what I have
Under Essentials
Target this needs to be 60% Actual is the percentage of my Monthly Net Income that im spending on the total of Essentials
Under Non Essentials The Target 30% Actual is the percentage of my Monthly Income that im spending on the total of Non Essentials
Under Future You The Target 20% Actual is the percentage of my Monthly income that im spending on the total of Future You
Im providing a spreadsheet with all the data that I need in Essentials Non Essentials & Future You so you'll have all the data to complete the spreadsheet
Attached is a copy of the spreadsheet please review before bidding
Commission Based Sales Partner — AI SaaS for Cafe Owners India Category: Account Management, B2B Marketing, Business Development, Customer Retention Marketing, Customer Strategy, Lead Generation, Sales, Social Media Marketing Budget: ₹12500 - ₹37500 INR
18-Mar-2026 05:03 GMT
Minimalist Social Media Promo Graphics Category: Adobe Illustrator, Photoshop, Canva, Figma, Graphic Design, Illustration, Logo Design Budget: ₹600 - ₹1500 INR
18-Mar-2026 05:03 GMT
Android Vending Kiosk App Build Category: Android, Android App Development, API Development, Java, Mobile App Development, Software Architecture, User Interface / IA Budget: ₹12500 - ₹37500 INR
300 Nofollow Links for Jewellery Store Category: Digital Marketing, Internet Marketing, Keyword Research, Link Building, SEO, Shopify, Website Optimization Budget: $30 - $250 AUD
18-Mar-2026 04:57 GMT
Classic 3BHK SketchUp Interior Model Category: 3D Modelling, 3D Rendering, 3D Visualization, Architecture, Building Design, Home Design, Interior Design, Lumion, SketchUp, V Ray Budget: ₹1500 - ₹12500 INR