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Project title: Need a template updating
Posted by: External project from PeoplePerHour
Started: 02-Aug-2025 08:14 GMT
Description: Step 1

Budget to Target
£ Available to Actual

Fixed Bills to Target under Essentials

Payee Actual

Change the wording on the spreadsheet

Overspend last month to Disposable Income

Savings A/c balances to Savings & Investments

BILLS Account to Essentials

SPEND ACCOUNT to Non Essentials

LIQUID NET WORTH to Monthly Net Worth

Step 2

All figures need to be in £

Would be a new table with the below data
Underneath Disposable Monthly Income

Company Score Category
Experian
Equifax
Transunion

I need Savings & Investments to be the next table so swapping the order with the current o/s Debts

Step 3

O/S Debts needs two more columns which will be APR and Notes

Savings & Investments will have 2 more collums Date Category Amount Notes

Step 4 formulas

Starting Position

Disposable income = Total Net Income takeaway Essentials takeaway None Essentials Take away Future You = Net Disposable Income which will be either 0 negative or a positive number

Step 5

Formatting the spreadsheet this is very important

Essentials
Non Essentials

Adding a section called Future You that looks like the existing 2 sections which are Essentials & Non Essentials

Im going to providing data to go in these sections that I need adding to the template that im providing

To be crystal clear this is a formatting task and formula task of an existing spreadsheet its not creating a spreadsheet from scratch its improving what I have

Under Essentials

Target this needs to be 60%
Actual is the percentage of my Monthly Net Income that im spending on the total of Essentials

Under Non Essentials
The Target 30%
Actual is the percentage of my Monthly Income that im spending on the total of Non Essentials

Under Future You
The Target 20%
Actual is the percentage of my Monthly income that im spending on the total of Future You

Im providing a spreadsheet with all the data that I need in Essentials Non Essentials & Future You so you'll have all the data to complete the spreadsheet

Attached is a copy of the spreadsheet please review before bidding
Project ID: 3443328
Project category:
Project budget:
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